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FAQ |
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Frequently Asked Questions Where can I get information about unsecured credit cards?
You can find unsecured and secured cards for poor credit on our site by searching in the basic search category Bad Credit. There you will find many unsecured credit cards that will help you establish or re-establish your credit. I filed for bankruptcy in the past and am now trying to re-establish my credit. Is there a card that will allow me to do this? An unsecured credit card will help to re-establish your credit. These often have processing fees or deposits, but they can help you to restore your credit. Where can I find a credit card with a high credit limit and low interest rates? We recommend searching on the site’s Best Rate Cards. All of the cards in this search should meet your criteria. I have never had a credit card before. Are there any card issuers who will be willing to accept me? If you never had a credit card, we recommend searching our site for cards that accept customers with No Credit. I have bad credit. Is there any way a credit card company will accept me? You can find unsecured and secured cards for poor credit on our site by searching in the basic search category Bad Credit. Where can I find a card that will give me airline miles with purchases? There are several credit cards that offer an airline mile reward program. These can be found in the Rewards tab. General Questions
Did I get approved for my credit card? How long is it going to take to process my application?
If you applied for a credit card through our site and were approved and you have already received a credit card, then you should call the number on the back of your credit card for information from the issuer with respect to your card, card statement, and charges. If you did not receive the credit card for which you applied through our site, then you may not have been approved by the card issuer. Credit card issuers do not share consumer applicant data with us at this time, so we cannot confirm your approval ourselves. To find out more you could contact the institution you applied to directly. When will I receive my credit card? We are not a card issuer and do not have access to your account. However, most credit cards usually take between 2-6 weeks to be delivered after approval. Can I have someone else’s name on my credit card account? When you apply for a credit card, most applications will ask if you would like an additional card on the account with a different name. If you already have a card and you would like to add someone's name to your account, contact your card issuer directly to take care of this. Information including a customer service or corporate number is listed there for all of the credit card providers whose information appears on our sites. You may also try calling the phone number provided on the back of your credit card or on your statement to add or remove a name on your account. Do you receive more credit when you make minimum monthly payments or when you pay the balance on the card in full? If you pay the balance in full you pay less interest on the balance overall, but when you pay off the full balance has little to do with the amount of credit you receive. As long as you make your payments on time, your credit will not suffer from you making the minimum payment. |
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